85 lines
5.0 KiB
Plaintext
85 lines
5.0 KiB
Plaintext
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= F.U.C.K. - Fucked Up College Kids - Born Jan. 24th, 1993 - F.U.C.K. =
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Cash, Check or Charge
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Three forms of payment today. Each one as fucked up as the
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other one. Such a simple concept blown all to hell by stupidity.
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Check writers. Since I started taking more checks where I work,
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I have since noticed a lot of things that are kinda messed up. 1) Check
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writers always borrow your pen. 2) They then have to record the check
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wasting time. 3) They seem offended when you ask for a drivers licence.
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4) If they have it with them. 5) Some people have temporary checks with
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nothing preprinted, and they expect vendors to take them.
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Think about how easy it is to commit check fraud if a vendor will
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take a non-preprinted check. Just go get some temp checks from yer bank,
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write some bullshit info up top, 'forget' your licence, and you are set.
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Vendor loses out on a lot of money.
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Now you have this piece of paper that represents money, and it
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sits at the retail store. The next day it gets deposited, by the end of
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that day the transaction is completed by the bank, and money is credited
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to the vendor. Just about two days pass before the bank even messes with
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the check. That also gives the check writer just over a day to cancel
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payment on the check if they want, and let the vendor worry about
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collecting on the money. Some real small businesses can't afford to have
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the backing of Telecredit and really can't afford the time/effort/manpower
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to go track down someone so they can collect.
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Checks are so far obselete but people use them way too much. The
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only practical purpose of them is for sending payment through the mail.
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Charge. If you have a charge card, you have to sign something
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when you use it but no card carriers have pens with them. Ever notice
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how some business losers will charge everything from a 3000 dollar
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computer system to a 1 dollar pack of gum on a card. They are like
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chain chargers or something. Since credit cards are used so much, and
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the link ups are so well established, why aren't we fully on a debit
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system? You have a card that represents your bank account. On the front
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is a picture of you to avoid some credit abuse etc.
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Speaking of credit abuse, it is so simple for some teenager to
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get ahold of another person's credit card and go abuse the hell out of
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it. Hell, charge up a ton of stuff, ship it off to Mozambique by FedEx
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and just have a general hayday on someone else's card. Cruel, yes,
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funny, yes. Any smart chimp could get out of the payment on such a
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charge but once again, it is more a pain in the ass. Phone order
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credit fraud is prevailent with mail order companies. One more reason
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to go to direct debit in person. Even though it is convenient to mail
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order something, when you think about it, how much effort does it take
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to run to the local computer store to get it there?
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Step up and use your card to directly pay for merchandise.
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Sounds good and it is a very realistic system, but for some reason these
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high dollar companies won't get their head out of their ass.
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So that leaves us with cash, like you are going to carry much
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around these days, checks, which are getting to be a pain in the ass
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because it takes so long to write, record, verify info, etc, and last
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you have credit, but one step short of a good system. Money is evil no
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doubt. You may have read a few files out there about the problems with
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it and the inherent evil it causes in homo sapiens. But now it has
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become a pain in the ass it seems.
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So bitch at your bank to go a debit system or something.
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We have the technology, it would make life a tad bit easier,
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but like humans, we are just falling behind in mental capacity
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like usual.
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= Questions, comments, bitches, ideas, etc : lamb@sun1.coe.ttu.edu =
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= Ionic Destruction 215.722.0570 Flatline 303.466.5368 =
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= Entropy 318.625.9666 Dungeon Sys. Inc. 410.263.2258 =
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= Celestial Woodlands 409.764.2843 Plan 9 716.881.3663 =
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= Logikal Nonsence 717.XXX.XXXX Purple Hell 806.791.0747 =
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= PuRe EViL 905.XXX.XXXX The Keg 914.234.9674 =
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= Accounts NOT guaranteed on any F.U.C.K. distribution site. If you are =
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= interested in writing for, or in becoming a distribution site for =
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= F.U.C.K. call Flatline and mail Disorder or mail Max on the Purple =
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= Hell or internet. Knowledge is power... =
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